Protect Your Family’s Future — Without the Confusion

Life insurance doesn’t have to be overwhelming. I help families get clear, simple, and affordable coverage so you can feel confident your loved ones are protected.

Life Insurance Feels Complicated — But It Shouldn’t.

If you’ve ever thought about life insurance, you’ve probably felt:

  • Unsure which policy is right for you

  • Afraid of hidden costs or pushy agents

  • Worried about leaving your family burdened

  • Overwhelmed by medical exams, paperwork, or endless choices

The truth? Protecting your family should be simple, transparent, and affordable.

I Treat You Like Family, Not Just a Policy Number.

Hi!

I’m Chris Boyd-Witherspoon

I help families, homeowners, and small business owners protect what matters most.

My promise to you:

  • Clarity – I explain your options in simple terms.

  • Transparency – You’ll always know what you’re paying for

  • Trust – I recommend what’s best for your situation, not mine.

Getting Protected Is Easier Than You Think.

Step 1

Book a Call and Share Your Story

schedule a quick, no-pressure appointment so we can get to know you and your situation.

Step 2

Discover Your Best Options

together, we’ll talk through your goals, concerns, and priorities, so you get a plan that truly fits your family’s needs.

Step 3

Secure Your Family’s Future

move forward with confidence, knowing your loved ones are protected.

The Cost of Waiting Is Too High.

Most people put off life insurance because it feels confusing or “not urgent.” But procrastination can have real consequences

  • Family left struggling financially

  • Debt or mortgage passed on to loved ones

  • Missed opportunity to lock in lower rates while you’re younger and healthier

Don’t wait until it’s too late. Protect the people who matter most.

Imagine the Peace of Mind…

No more second-guessing your decision

Confidence knowing your family is secure

Relief from guilt and worry

The reassurance that comes from putting love into action

"Life insurance isn’t just about policies — it’s about protecting the people you love most."

Trusted by Families for Years

"Chris made everything so simple. I was worried life insurance would be confusing and expensive, but she walked me through every step in plain English. Now I know my kids will always be taken care of."

Jennifer L.,

Mother of 2, Homeowner

"I had put off life insurance for years because it seemed overwhelming. Chris broke it down step by step, no pressure, no sales gimmicks. Just honesty and care. I wish I had done this sooner."

Kevin D.,

Engineer

"After my health scare, I realized I couldn’t put this off any longer. Chris was patient, understanding, and found a plan that worked even with my medical history. I feel so much relief knowing my family is safe."

Angela P.,

Teacher & Mother

"Chris has been our advisor for over 10 years. She always checks in to make sure our coverage still fits our life as things change. That kind of ongoing support is rare these days."

Monique S.,

Nurse & Mother of 3

"As a business owner, I didn’t have time to figure out all the different policies. Chris helped me understand exactly what I needed to protect both my family and my business. He truly treats you like family."

Marcus R.,

Small Business Owner

"We just bought our first home, and the idea of leaving that debt to my husband terrified me. Chris helped us find affordable coverage that gave us peace of mind. Now, we sleep better at night."

Patricia M.,

Homeowner

Frequently Asked Question

What types of insurance do you help with?

I support a wide range of life insurance options, including:

Term Life Insurance – Affordable coverage for a set period of time (10, 20, 30 years).

Whole Life Insurance – Lifetime protection with cash value growth.

Universal Life (UL) & Indexed Universal Life (IUL) – Flexible policies that combine protection with tax-advantaged savings opportunities.

Variable Universal Life (VUL) – For those seeking market-linked growth potential alongside protection.
Final Expense Insurance – A smaller, affordable policy designed to cover end-of-life costs such as medical bills, funeral expenses, and other outstanding debts, easing the financial burden on loved ones.

Each option has unique benefits. My role is to match you with the policy that aligns with your financial goals, stage of life, and budget.

Do you only work with one insurance company?

No. I work independently, which means I have access to multiple top-rated carriers. This allows me to compare options and recommend the plan that gives you the most value, not just push one product.

How do I know which policy is best for me?

We start with a conversation about your needs, priorities, and long-term goals. From there, I provide tailored recommendations with clear pros and cons. My focus is to guide you, not pressure you. You’ll always understand why a certain plan makes sense before you make a decision.

Is life insurance only about protecting against death?

Not at all. Modern life insurance can do so much more:

• Build cash value that can be accessed during your lifetime.

• Create tax-advantaged retirement income streams.

• Provide living benefits in case of chronic illness.

• Help you leave a financial legacy for your loved ones.

It’s about security, flexibility, and creating peace of mind for today and tomorrow.

Do I need a medical exam to get coverage?

It depends on the policy. Some require a medical exam, while others offer simplified underwriting with just a health questionnaire. I’ll help you choose the right path based on your health, goals, and desired coverage.

How much coverage should I get?

A good starting point is 10–12 times your annual income, but the exact number depends on factors like:

• Your debts (mortgage, loans)

• Your dependents’ needs (kids, spouse, elderly parents)

• Future goals (college, retirement security)

We’ll run the numbers together to make sure your coverage amount fits your family’s needs.

Why should I work with you instead of just shopping online?

Great question. Online platforms can give you quotes, but they can’t give you strategy. With years of risk and retirement planning experience, my job is to look at the full picture: your goals, your risks, and your opportunities. You’ll walk away with a clear plan, not just a policy.

Your Family Deserves Security. You Deserve Peace of Mind.

You don’t have to figure this out alone. Let’s make life insurance simple, clear, and tailored to your family’s future.

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